Setting a Christmas Budget will help to keep Christmas stress free. The first step in making Christmas budgeting work is to make a list and stick to it. Often individuals lose sight and control of their budget during the Christmas holidays, and this can lead to stress. In addition, many individuals suffer from stress during the holidays because they don’t how to budget for Christmas.
Setting a Christmas Budget
Christmas should be an exciting and enjoyable time for everyone, but without setting a Christmas budget first, the Christmas holidays can quickly become quite stressful.
- Decide how much money will be available for spending during the Christmas holidays and set a budget; stick to it.
- Make a complete list for the Christmas budget that includes: presents, stocking stuffers, wrapping paper, food items for entertaining and gifts, decorations, Christmas cards, postage fees and any other expected expenses.
The Christmas Budgeting and Shopping
- Make out a shopping list of every specific item needed for Christmas including the food.
- Decide the dollar amount from the Christmas budget that will be used for each category of the items on the list.
- Check items off as purchased and stick to the list.
- Shop for gifts early in December online
- Buy cards, tags, gift bags and wrapping paper at the dollar store and craft stores such as Michaels. Many of your decorations and other items can be bought at these stores too, including; candles, ornaments and decorations, Christmas towels, baking pans, stocking stuffers, silk flowers and much more.
Tips That Help to keep Christmas Stress Free
- Send Christmas cards out early December
- Have a few wrapped boxes of candy or homemade goody baskets on hand for unexpected gifts that may be needed.
- Gift bags from the dollar store makes wrapping gifts much faster.
- Schedule one or two nights to watch Christmas movies and sip hot chocolate or wine while wrapping all the gifts at once.
- Whenever possible, give gifts of homemade and bought baked goods and candies for Christmas gifts.
- Serve simple foods that can be prepared ahead for Christmas dinners and parties, and have each of the guests bring a dish and/or dessert.
- Try to have everything done a few days before Christmas so there is time for relaxing.
- Most of all, take the time to enjoy the holidays.
A Christmas Budget definitely will help to keep Christmas stress free. A list for Christmas budgeting will keep spending in perspective during the holidays and there could even be money left over for the after holiday sales. There is no doubt that setting a budget for Christmas and sticking to it makes Christmas so much less stressful.